Terms and Conditions


Reaf Marketing, Inc. ("Reaf," “Buygiftcards.com,”"we" or "us") offers you the ability to make a bulk purchase of closed loop Gift Cards through the Buygiftcards.com Site. Your purchase of any Gift Cards in bulk is governed by these Bulk Terms. In addition, any Gift Cards that you purchase will have their own terms and conditions as described below in the Gift Card Use paragraph. When you purchase Gift Cards in bulk, you are agreeing to be bound by these Bulk Terms and you acknowledge that such agreement constitutes a binding contract between you and Reaf and its Affiliates. If you do not agree to these Bulk Terms, do not make any purchases from Reaf. Because you are agreeing to the Bulk Terms on behalf of a business/company, you represent and warrant that you have the authority to bind such entity to the Bulk Terms and the terms "you" or "your" refer to such company/business.

Reaf reserves the right to change, modify, add or remove all or part of these Terms at any time and in our sole discretion. If we make changes to these Terms, we will provide notice of such changes by posting such changes on our websites or mobile applications and updating the "Last Updated" date at the top of these Terms. You should review these Terms each time you make a bulk purchase from Reaf to ensure you understand the most recent terms and conditions that apply to such bulk purchase. Your continued use of buygiftcards products indicates your acceptance of any changes to the Terms.


General Requirements and Restrictions

You must be a valid and legally existing business that is organized and existing in good standing under the laws of the state in which you are organized and you must be authorized to bind the company to any purchases. Except as expressly agreed to by Reaf in writing, Gift Cards may not be resold by company for any purpose whatsoever. You may only purchase Gift Cards, hereunder, for distribution to end users as part of a rewards or incentive program.

Payment and Your Available Balance

An eGifter representative will contact you to finalize any account terms and provide payment instructions. All payments are made in advance and must be via ACH or wire transfer or credit card. In the event that we do not receive your payment, we may suspend or cancel your account and your Gift Card order will automatically cancel. You are responsible for resolving any problem we encounter in order to proceed with your order.


No Return of Gift Cards

All purchases that you make on the Site are final and the Gift Cards that you purchase in bulk are non-refundable and non-returnable, provided, however, that if a Gift Card does not function as a result of Reaf, we may, in our sole discretion, either refund you the Gift Card purchase amount or replace the defective Gift Card with an alternative Gift Card.

If you have any questions or problems with your order, please contact us at hi@buygiftcards.com.

Order Errors

Reaf strives to be the best at what we do and accuracy of orders is of the highest priority; however, Reaf does not represent or warrant that any Gift Card and information about the Gift Card (including the description, Vendor information or pricing information) provided is accurate, complete, reliable, current or error-free. In the event of an error in an order, in processing a Gift Card purchase or otherwise, we reserve the right to correct such error and revise your order accordingly (including charging the correct price for such order) or to cancel the order and refund any amount charged.

Use of Gift Cards

Reaf is not the issuer of any Gift Cards including the BGC Card. The Gift Cards that you purchase are issued and activated by participating third-party merchants, retailers and vendors (collectively “Issuers”). After purchasing a Gift Card, these Terms will no longer apply and you (or the recipient of the Gift Card) must activate the Gift Card by following the instructions provided by the Vendor. The Gift Card will only function upon such activation. Upon activation, the Gift Card will be governed by certain terms and conditions established by the Issuer. Depending on the applicable law of your state and whether the Gift Cards are promotional in nature, Issuers may set expiration dates for such Gift Cards, in addition to other restrictions and requirements that each individual Issuer will have at their sole discretion subject to applicable law. You (or the recipient of the Gift Card) should review and familiarize yourself with all applicable Issuer terms and conditions. If you have questions regarding the applicable Issuer terms, you should contact that Issuer directly.

Issuers (and not Reaf) are fully responsible for all aspects of their Gift Card programs. Issuers are also responsible for any and all liabilities, damages and costs suffered by you (or the recipient of the Gift Card) in connection with your purchase and the use of their Gift Card. While Reaf attempts to work only with reputable Issuers, Reaf has no liability for (i) the sale of products or services through the use of any Gift Card; and (ii) any issuer’s failure to honor a Gift Card.

Documentation of Bulk Transactions, Taxes, and Errors

At the time of your bulk purchase, you will receive an email receipt and an order confirmation number for the transaction. Retain this invoice for your records. You can access your current balance and view your order history. With respect to the Gift Cards that you purchase in bulk, the amount paid for such Gift Cards does not include any sales tax or other taxes which may be charged to you (or the recipient of the Gift Card) separately by the applicable Issuer at the time a purchase is made using the Gift Card.

If you think an invoice is incorrect or you have any questions concerning your account, you may contact your representative, email us at accounting@buygiftcards.com.

In order for us to review any invoice you must notify us no later than 60 days after your purchase/transaction date and you must provide the following information: (i) your name and your company name; (ii) a description of the error or the transaction you are looking to have reviewed, and explanation detailed explanation as to why you believe it is an error including the dollar amount of such error; and (iii) your account username or email address.

No Liability for Gift Cards Subsequent to Delivery

Reaf is not responsible for any value lost from a Gift Card subsequent to your purchase and our delivery to you. You are also responsible for any losses due to fraudulent activity on your account. To reduce the likelihood of such a loss, Reaf recommends protecting your computers, systems and devices using best practices for security.

Disputes with Merchants

You (or the recipient of the Gift Card) agree to make a good faith effort to settle all disputes about purchases made using the Gift Card with the Issuer who accepted the Gift Card.


The expiration (if any) of your Gift Card is dependent on the specific Issuer policies and should be clearly identified in the Issuer terms and conditions. We have no control over any expiration dates, however, most Gift Cards will not have any expiration date. If a Gift Card has expired or is deactivated, it is no longer valid. All transactions will be declined. Reaf delivers either live eGift Card codes, or claim links (or email containing claim links) directly to recipients to track and verify claims. Claim links expire six months from delivery date.

Disclaimer of Liability

In addition to the disclaimers, limits on liability and indemnification obligations applicable to your use of any products and services on the Site and set forth in the Buygiftcards.com Terms of Service, you waive and release Reaf and its subsidiaries, Affiliates, partners, officers, directors, employees and agents from any liabilities, damages and costs arising from or related to (i) your loss or the theft of any Gift Cards; and (ii) any act or omission of a Issuer in connection with a Gift Card it provides.

All risk of loss and title for Gift Cards will pass to you when you complete your purchase of such Gift Cards. Reaf is not responsible for any damage or loss resulting from stolen or Gift Cards or any use of the Gift Cards without your permission. Reaf is not responsible for replacing your damaged or lost Gift Card.

Reaf makes no warranties, express or implied, with respect to the Gift Cards, including without limitation, any express or implied warranty of merchantability or fitness for a particular purpose. All Gift Cards are freely transferrable within the USA. These disclaimers and limitations may or may not apply to you and are void where prohibited.

In providing Gift Cards, we disclaim any duty or accountability other than those expressly set forth in these Terms and the Terms of Service on www.buygiftcards.com. Reaf is not liable for the following, including but not limited to:

  • If you place an order that exceeds the funds available on your account.
  • If your Internet connectivity, computer, system or device is not working properly.
  • If circumstances beyond our control such as flood or fire or other natural disasters (“Force Majeure Event”) prevent the transaction or fulfillment of your order, despite reasonable precautions that we may have taken.
  • Any issue covered by the Disclaimer of Liability section above.
  • As otherwise stated in these Terms or provided by law.

Permitted Use

You are not permitted to make purchases from Buygiftcards.com site if you are (i) not a validly existing business in the USA purchasing Gift Cards, in bulk, for the sole purpose of redistribution; (ii) placed on the U.S. Department of Commerce’s “Denied Persons List or Entity List” or any other U.S. export control list.


"Confidential Information" includes, but is not limited to, any information provided hereunder related to the Gift Cards or Promotions in which Gift Cards are being offered; employee email addresses, business plans, processes and data; planned and future products and promotions; any information designated as confidential; and any information which is not generally known to the public. Each party agrees that it shall not disclose the other party's Confidential Information to any third party, either directly or indirectly, without the express written consent of the other party, provided that each party may disclose to its employees and agents as may be necessary to perform its obligations hereunder. Each party shall protect the Confidential Information of the other with a level of care equal to that used to protect its own Confidential Information but in no event less than reasonable care. Confidential Information shall not include information that (i) the receiving party can establish was in the possession of or was rightfully known by the receiving party prior to this Agreement, without an obligation to maintain its confidentiality; (ii) was lawfully obtained from a third party, free of any obligation of confidence; (iii) was independently developed by the receiving party without any reliance on the Confidential Information of the disclosing party; (iv) is or becomes publicly known through no wrongful act of the receiving party; or (v) is required to be disclosed pursuant to applicable legal and/or regulatory requirements, after reasonable notice if provided to the other party.


Any failure to enforce a provision in some instances does not constitute a waiver of our right to enforce such provision in other instances.

Contact Us

If you have any questions or concerns regarding these Terms or any Reaf services, please contact us at: hi@buygiftcards.com; or by USPS mail to: Reaf Marketing, Attn: Customer Support, 124 Bares Creek Ct., Loveland, OH 45140.

Entire Agreement, Severability, Affiliates

These Terms constitute the entire agreement between you and Reaf with respect to your purchase of Gift Cards in bulk and supersedes any other agreement, proposals and communications, written or oral, between Reaf and you with respect to the subject matter hereof. If a court should find that one or more rights or provisions contained herein are invalid, you agree that the remainder of the Terms shall be enforceable.